NACCUG was formed and legally registered in August 1992 as the apex body for Cooperative Credit Unions in The Gambia and has the mandate to promote and support the development of credit unions across the country. It is licensed by the Central Bank of The Gambia as a Non-Bank Financial Institution. NACCUG is also a bonafide affiliate of the World Council of Credit Unions (WOCCU) based in Madison in the US.

NACCUG’s mission of sustainable development through credit unions complements The Gambia Government’s efforts in fighting poverty and socio-economic exclusion especially among the rural poor and marginalized groups in the country.

Vision : A sustainable national credit union association promoting financial inclusion in The Gambia.”

Mission: ” To enhance the financial empowerment of credit unions and their members through inclusive programming.”



Working with high ethical standards at all time


Taking responsibility for our actions and decisions


Full disclosure and stakeholder involvement


Being honest, sincere and committed to doing the right thing at all times


Open to new ideas and exploring ways to improve service delivery